Get an H-E-B® Prepaid Mastercard®!

$20 Refer-a-Friend Bonus1

No credit check2

Free reloads at H-E-B3

Use of card is subject to activation and identity verification.2

1 No rewards credited to either party if referred individual had another Ouro Global Inc. managed card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on the Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Ouro Global Inc. will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through in this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing a Card Account with us. Pathward, N. A., and Mastercard are not affiliated in any way with the Refer-a-Friend rewards program and do not endorse or sponsor this program.

2 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

3 There is no fee for cash reloads at H-E-B locations. Reload fees may be assessed by other reload locations and may vary from location to location. See the Cardholder Agreement for details and additional fees.

4 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

5 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

The H-E-B® Prepaid Mastercard® is issued by Pathward, National Association, Member FDIC, pursuant to a license by Mastercard International Incorporated. Ouro Global Inc. is a registered agent of Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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